fLAB funds SICAV - Core

The Sub-Fund aims to provide long-term capital growth through a global, flexible and dynamic balanced portfolio. The portfolio management is based on a strategically guided asset allocation model designed to identify the primary trends and relative risks among the three traditional asset classes: Equities, bonds and cash. By combining multiple indicators, the model generates a summary strategic allocation between these three asset classes.

In addition, and in accordance with article 8 of SFDR, the Sub-Fund promotes environmental or social characteristics.

The investments in the Sub-Fund are subject to market fluctuations and to risks inherent to all portfolio investments; including market risks, interest rate risks, credit risk, currency risks and sustainability risks.

To achieve its investment objective, and under normal conditions, the Sub-Fund will be mainly invested in the following assets categories without any geographical (including Emerging Markets, up to 20% maximum of the net assets of the Sub-Fund), sectorial restriction nor currency restriction:

- Government Bonds, and Futures Government Bonds without limits of duration;

- Money market instruments, term deposits and/or liquid assets;

- Equity securities and equity linked instruments.

A minimum of 35% of the portfolio of the Sub-Fund is composed of direct equity holdings and a minimum of 25% of the portfolio of the Sub-Fund is composed of Government Bonds.

The Sub-Fund may secondarily invest in:

- Target Funds and/or ETFs up to 10% (ten percent) maximum of the total net assets of the Sub-Fund provided that the management fee applying to each of the Target Funds and ETFs does not exceed 1% , the underlying of these Target Funds and/or ETFs may include Emerging Markets countries.

The Sub-Fund may hold cash on sight deposits for cash management purposes up to a maximum of 20% of its net assets. This 20% limit shall only be temporarily breached for a period of time strictly necessary when, because of exceptionally unfavorable market conditions, circumstances so require and when such breach is justified having regard to the interests of the investors. Financial derivative instruments used by the Sub-Fund may include, but are not limited to, futures, options, contracts for difference, forward contracts on financial instruments or financial indices and options on such contracts, credit linked instruments, swap contracts (excluding total return swaps) and other fixed income, currency and credit derivatives dealt on a regulated market or OTC (“Over the counter”).

This Sub-Fund is actively managed meaning that the Investment Manager has, subject to the stated investment objectives and policy, discretion over its portfolio, with no reference or constraint to any benchmark.

This is an advertising communication. Please refer to the prospectus and the Key Information Documents (PRIIPS-KID), for the UCITS before making any final investment decision. These are available free of charge on request from Pure Capital S.A. (tel: +352 26 39 86) or on its website www.purecapital.eu. The PRIIPS-KID is available in English. The prospectus, the half-yearly report and the annual report are available in English.

The information presented above does not constitute investment advice and is intended for promotional purposes. It is neither a binding contractual document nor a disclosure document required by law, and is not sufficient for making an investment decision.

Past performance is not a reliable indicator of future results. Performance may vary over time. Investments are subject to market fluctuations and the investor may get back less than is invested. Exposures, allocations and investments may vary in the future in response to different market conditions at the Investment Manager’s discretion. There can be no guarantee that the investment objectives will be achieved.

The management and custodian fees, as well as any other costs which, in accordance with the prospectus, are charged to the sub-fund, are included in the calculation of the net asset value and, consequently, the performance.

An annual custody fee may be charged by the account holder. They vary from one institution to another. To find out about them, it is necessary to ask it.

The tax treatment of this product depends on the investor's situation.

Investors can find out about their rights at https://www.purecapital.eu/legal.html. A summary is available in English and French.

Any complaints or claims can be addressed in writing to the company's head office: Pure Capital S.A., 2 rue d'Arlon, L-8399 Windhof, Grand Duchy of Luxembourg, for the attention of Mr Rudy Hoylaerts, Conducting Officer.

Pure Capital S.A. may decide to cease the marketing of its collective investment schemes in accordance with Article 93a of Directive 2009/65/EC and Article 32a of Directive 2011/61/EU.